Under the Health plan, you are covered for eligible vision care expenses.
The Health Association Nova Scotia vision care benefit is an enhanced vision care plan and very unique in the market today. People who require stronger lenses or whose visual acuity changes more frequently may be eligible to receive a much better benefit than what they would receive through a traditional vision Benefit.
Eye exams are reimbursed at Manulife’s reasonable and customary (R&C) level. The total maximum eye exam (including retinal imaging) is once every two consecutive calendar years for you and your spouse, and once every consecutive calendar year for your dependents under age 21.
The Plan covers the R&C charges for prescribed lenses or contact lenses plus $150 for frames once every four consecutive calendar years for adults, or once every two consecutive calendar years for eligible dependent children under age 21. Prescribed lenses or contact lenses are covered more often if there is a *significant prescription change. If there is a significant change in prescription, during the four years (two years for dependents) coverage period, you cannot switch your claim between glasses and contact lenses. We recommend you discuss with your vision care provider.
Visual training services are covered as required for the treatment of ocular muscle imbalance, or other medical conditions(s) as approved by Manulife, to a lifetime maximum of $200 per person. These services are reimbursed at 100% of the eligible expense, as established and approved in advance by Manulife.
Laser eye surgery is covered to a lifetime maximum of $200 per person.
* A significant prescription change is defined as meeting one or more of the following criteria:
- For Spectacles Lenses – 0.50 diopter in the sphere or cylinder; at least 10 degrees in the axis when cylinder is 2 diopters or less; at least 5 degrees in the axis when the cylinder is greater then 2 diopters; 1 diopter of horizontal prism (base in/out); 0.50 diopter of vertical prism (base up/down); 0.50 diopter in the ADD power.
- For Contact Lenses – 0.50 diopter in the sphere or cylinder; at least 10 degrees in the axis when cylinder is 2 diopters or less; at least 5 degrees in the axis when the cylinder is greater then 2 diopters; 0.50 diopter in the ADD power.
If you have questions regarding your coverage or claims, please contact the Manulife Customer Service Centre toll-free at 1-855-626-4267.
We suggest you bring a Vision Claim Form - Form #51, when you visit your provider.
For directions on how to claim, visit our Claims page.