Services are reimbursed at a reasonable and customary (R&C) level. Any amount over this is not covered.
Paramedical practitioners must be licensed and certified within their respective fields of expertise, and validated/registered with Manulife.
The Plan covers up to the maximum $1,800 in each calendar year for the combined services of a:
- Chiropodist or Podiatrist
- Massage Therapist
- Occupational Therapist
- Speech Therapist
The Plan covers up to the maximum $1,500 in each calendar year for the combined services of a:
- Counselling Therapist
- Social Worker
The Plan does not cover charges for any treatment performed in a hospital or that are covered under your provincial health plan.
Manulife’s Reasonable and Customary (R&C) level is established based on fees that are generally charged in the area in which the service/treatment is rendered. If you have any questions on the reasonable and customary limit, please contact the Manulife Customer Service Centre toll-free at 1-855-626-4267.