The Plan covers up to a maximum $1,800 each calendar year for the services of the following licensed paramedical practitioners:

  • Acupuncturist
  • Chiropractor
  • Chiropodist or Podiatrist
  • Counselling Therapist (*$100 per visit)
  • Homeopath
  • Massage Therapist
  • Naturopath
  • Occupational Therapist
  • Osteopath
  • Physiotherapist
  • Psychologist
  • Dietician
  • Social Worker
  • Speech Therapist

The Plan does not cover charges for any treatment performed in a hospital.

Paramedical services are reimbursed at Manulife’s Reasonable and Customary (R&C) level. The R&C limitation is established based on fees that are generally charged in the area in which the service/treatment is rendered. If you have any questions on the reasonable and customary limit, please contact the Manulife Customer Service Centre toll-free at 1-855-626-4267. 

Paramedical practitioners must be licensed and certified within their respective fields of expertise and validated/registered with Manulife.

There is a calendar year maximum of $35 per practitioner for x-rays.